Podcasts
The TRUTH About Private Mortgages in Canada (What Your Bank Won’t Tell You) | The Mortgage Den
In Episode 8 of The Mortgage Den Podcast, host Nick Da Silva sits down with Northwood Mortgage broker Scott Robson to break down the pros and cons of Private Mortgage Lenders in Canada. Learn how private lenders—operating outside OSFI rules—offer flexible options for borrowers with bad credit, non-traditional income, or those declined by banks. We cover key topics like higher interest rates, fees, the need for solid exit strategies, and the growing role of Mortgage Investment Corporations (MICs) in today’s market. Whether you’re a buyer, investor, or industry pro, this episode offers must-know insights into Canada’s alternative lending space.
Mortgage Fraud in Canada EXPOSED | The Mortgage Den Podcast
Mortgage fraud cases are surging across the Greater Toronto Area in 2025, and both homebuyers and lenders are feeling the impact. In this episode of The Mortgage Den, Nick Da Silva, Principal Broker at Northwood Mortgage, breaks down what’s really happening behind the scenes. We explore the two main types of mortgage fraud (Fraud for Profit & Fraud for Shelter), how falsified documents are affecting approvals, and why stricter rules and higher costs are hitting the market. Plus, we uncover how AI and Revenue Canada are detecting fraud — and how it could affect your renewal. Don’t get pushed into high-interest loans or forced sales. Protect your future — watch now!
Trade War 2025: What It Means for Canadian Real Estate | The Mortgage Den
Is Canada’s housing market in trouble in 2025? In this episode of The Mortgage Den Podcast, Nick Da Silva and Brian Greenwood from Northwood Mortgage discuss how the 2025 U.S.–Canada trade war, new tariffs, and inflation could drive up construction costs and real estate prices. They explain how rising interest rates and stagflation are impacting mortgage affordability, what homebuyers can expect in the Canadian real estate market, and how economic uncertainty is shaping housing forecasts. Learn what these trends mean for your mortgage, investment, or first home in 2025.
